When there are trucks and/or motorcycles involved in a van accident, the chances that injuries are serious is exponentially higher. Rhode Island is considered a “fault” insurance state. This is going to play a vital role in who pays for what when there is an accident. In Rhode Island, the person who is legally determined for being at-fault for the bus accident or van crash is responsible for all damages and injuries.
Rhode Island van accident lawyer
In the event that the driver is operating a van with the express or implied permission then the owner of the vehicle may also be liable for the crash. This will usually involve the insurance policy of the van driver and/ or owner kicking in to cover medical bills, lost wages and compensation for pain and suffering. The owner of a stolen van is not liable for the negligence of the criminal operator.
Bus collision in RI
The people who are considered victims in the accident will need to file a claim with the car insurance company of the person who was at fault for the car collision. In the event that the other motorist has no insurance or is under insured then the injured person must file through their own carrier. In Rhode Island, it is crucial that all automobile owners have the right amount of coverage for any potential claims. Motorcycles (bikes) can be defined as a two-wheeled vehicle and can include a moped or motor scooter.
Negligence cause of action
Should the motorcycle driver be the one that is at fault, the coverage levels may not be enough to cover the damages and injuries that result. The insurance company is only legally obligated to pay the policy limits. If the judgment after the Rhode Island Superior Court Negligence Trial, exceeds the insurance coverage maximum then the negligent party could be responsible to pay the remainder of damages. When it comes to trucks, there are standard pickup trucks as well as commercial Tractor Trailer (semi) trucks. Some drivers may have insurance through their companies. Commercial drivers must have a commercial driver’s license and be compliant with federal and state regulations in the state as well.
Bus accident in Rhode Island
There are always special considerations in auto accidents when vans and buses are involved. Anyone who is involved in a bus accident needs to phone the police to ensure they arrive at the scene. This is done not only to ensure that everyone is alright but also to ensure that a person is deemed “at fault” at the scene to avoid a long and drawn out investigative process that can slow down the process of being reimbursed for vehicle damage as well as personal injuries.
Rhode Island bus accident lawyer
Once someone is labeled as being at fault then the issue becomes the amount of compensation and nature of injuries. Everyone always has the right to get an attorney to file a lawsuit as well. Depending on the amount of damage and the amount of insurance coverage that one has, this can be the best option available to someone from the accident.